Chip Promo Code: CHIP-BGK748

23rd July 2026 Latest Update: Sign up for a Chip savings account with Chip promo code: CHIP-BGK-748 and get £50 free cash when you deposit at least £5000 in the Chip Account and hold this balance for at least 90 days.

Chip Promo Code UK: Get a Potential £50 Bonus With CHIP-BGK748

Chip referral code: CHIP-BGK748

The Chip savings app provides UK customers with a simple way to save, invest and organise their money from a smartphone. New customers may also be able to receive a £50 referral bonus by joining Chip with the promo code CHIP-BGK748, depositing at least £5,000 and maintaining the required balance for 90 consecutive days.

Chip’s main promo page currently states that both the existing customer and the referred new customer can receive £50 when the new customer deposits at least £5,000 and holds the qualifying balance for 90 days.

This comprehensive guide explains what Chip is, how its savings app works, the accounts and investment services available, how to sign up and how to use the Chip promo code CHIP-BGK748.

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Chip promo code at a glance

The Chip promo code featured in this guide is:

CHIP-BGK748

Under the £50 referral offer currently described on Chip’s public referral page, a new customer must:

1. Download the Chip app and register as a new customer.
2. Enter the Chip promo code CHIP-BGK748.
3. Deposit at least £5,000 into qualifying Chip accounts.
4. Maintain a total qualifying balance of at least £5,000 for 90 consecutive calendar days.
5. Complete the qualifying requirements within the overall promotional deadline.
6. Keep a Chip Instant Access Account or Prize Savings Account open to receive the reward.

The £5,000 can be divided between multiple eligible Chip savings and investment accounts. Chip’s detailed terms give referred customers up to 120 calendar days from the referral date to complete the requirements, including the full 90-day holding period.

Important offer check

Before depositing £5,000:

• Enter CHIP-BGK748 in the Chip app.
• Open the app’s “Promos & Referrals” section.
• Confirm that the referral code has been accepted.
• Check the exact reward and qualifying dates shown.
• Save a screenshot of the offer and its terms.

Do not deposit £5,000 solely on the assumption that an old or expired version of the promotion will be honoured.

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What is the Chip savings app?

Chip is a UK mobile savings and investment platform.

It is designed to help people save money, automate deposits, separate money into different financial goals and access savings and investment products from one app.

Chip initially became known for automated saving. Its technology was developed to analyse a customer’s linked banking activity and calculate amounts that might be affordable to move into savings.

The platform has since expanded beyond automated saving. Chip now provides access to products that can include:

• Instant-access savings
• Easy-access savings
• Cash ISAs
• A Smart Cash ISA
• A Prize Savings Account
• A Stocks and Shares ISA
• A General Investment Account
• Investment funds
• A personal pension or SIPP
• Recurring deposits
• Automated savings
• Savings goals

Chip describes itself as an all-in-one savings and investment app, offering products including its Smart Cash ISA, Prize Savings Account, Instant Access Account, Easy Access Saver, Stocks and Shares ISA and pension services. (getchip.uk)

Is Chip a bank?

Chip is not a conventional bank.

It does not operate high-street branches, issue a standard Chip debit card or provide ATM access to Chip balances. Its products are available through the mobile app.

Different Chip services are provided through different regulated entities and financial partners.

Chip Financial Ltd is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Its FCA firm reference number is 911255.

Chip Financial (Investments) Ltd is authorised and regulated by the FCA as an investment firm under reference number 1005114. It provides products including the Smart Cash ISA, General Investment Account, Stocks and Shares ISA and Chip Personal Pension.

This means customers should read the terms for the specific Chip account they open rather than assuming that every Chip product has the same provider, protection or rules.

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How does Chip work?

Chip is managed through an app available for compatible Apple and Android devices.

The general process is:

1. Download the Chip app.
2. Create an account.
3. Complete identity and eligibility checks.
4. Connect or nominate a UK bank account.
5. Choose a savings or investment product.
6. Transfer money into the selected account.
7. Use manual, recurring or automated deposits to build the balance.

Linking your bank account

Chip uses secure banking technology to connect the app to an existing bank account.

The linked account is used to fund deposits and receive withdrawals. It will generally need to be held in the Chip customer’s own name.

Open Banking can also allow Chip to access permitted account information for features such as automated saving. The customer controls the permissions granted and can review or withdraw access through the relevant banking process.

Manual deposits

A manual deposit allows you to decide exactly how much to transfer and when.

For example, you might transfer money:

• On payday
• After receiving a bonus
• After selling an item
• When moving an existing savings balance
• When adding money to a particular goal

Manual deposits may suit customers who want full control over every transfer.

Recurring deposits

Recurring deposits allow you to establish a regular saving schedule.

You might choose to save:

• £25 every week
• £50 every fortnight
• £100 on payday
• £250 at the beginning of each month

Chip’s Basic and ChipX plans both support recurring deposits without a separate recurring-deposit fee. (getchip.uk)

Automated saving

Chip’s automated saving feature is designed to calculate amounts that may be affordable to move into savings.

This can be useful for people who struggle to save manually or who prefer to accumulate smaller amounts automatically.

Customers should still monitor their current-account balance. Automated calculations cannot anticipate every future bill, emergency or change in income.

On Chip’s Basic plan, individual autosaves may carry a charge. Chip’s current pricing page shows a charge of 45p per autosave on the Basic plan, while ChipX includes unlimited use.

Savings goals

Chip can also help customers organise money around specific objectives.

Possible savings goals include:

• An emergency fund
• A house deposit
• A holiday
• A wedding
• Home improvements
• A new vehicle
• Christmas spending
• A future tax bill
• Education expenses
• Long-term financial independence

Separating goals can make saving more purposeful and help prevent money intended for one purpose from being used for another.

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What accounts and services does Chip offer?

Chip provides a mixture of cash savings, tax-efficient accounts and investment products.

Availability, rates and terms can change, so customers should review the product information displayed in the app before opening an account.

Chip Instant Access Account

The Chip Instant Access Account is designed for customers who want to earn interest while retaining access to their money.

It may be suitable for:

• Emergency savings
• Short-term savings
• Money needed for an upcoming expense
• Customers who do not want a fixed term
• Savers who expect to make withdrawals

The account pays a variable rate, meaning the return can rise or fall. Promotional rates may be available to eligible new customers for a limited period.

Chip states that its Instant Access Account permits access without withdrawal restrictions and that eligible balances are covered by the FSCS subject to the scheme’s rules. (getchip.uk)

A variable rate is not guaranteed indefinitely. Customers should check the standard rate, any temporary boost and the date on which the boost ends.

Chip Easy Access Saver

The Easy Access Saver allows deposits and withdrawals without locking money into a fixed-term product.

However, “easy access” does not necessarily mean that every withdrawal has no effect on the rate.

Chip’s Easy Access Saver has historically permitted three withdrawals during a 12-month period before a reduced interest rate applies. Chip has stated that making more than three withdrawals can cause the rate to be reduced under the account terms.

This account may suit someone who:

• Wants a competitive variable rate
• Is unlikely to make frequent withdrawals
• Wants access without a fixed maturity date
• Can leave the money mostly untouched

It may be less suitable for an emergency fund if repeated withdrawals are likely.

Chip Cash ISA

A Cash ISA is a tax-efficient savings account in which eligible interest is free from UK income tax.

Chip’s Cash ISA is described as flexible. Subject to ISA rules, customers can withdraw money and replace it during the same tax year without the replacement using an additional portion of their annual allowance. (getchip.uk)

The overall ISA subscription allowance for the 2026/27 tax year is £20,000. This allowance is shared across the ISAs to which a person contributes; it is not a separate £20,000 allowance for every Chip ISA.

A Cash ISA may appeal to:

• Savers likely to exceed their Personal Savings Allowance
• People building a tax-efficient emergency fund
• Customers saving for a house deposit
• Those transferring previous ISA balances
• Savers who want to protect future interest from tax

Tax rules depend on individual circumstances and can change.

Chip Smart Cash ISA

The Smart Cash ISA is another flexible Cash ISA available through Chip Financial (Investments) Ltd.

Rather than necessarily placing all money with one underlying bank, eligible deposits may be allocated among a panel of UK-regulated partner banks.

Chip says the Smart Cash ISA provides:

• Tax-free interest
• Flexible withdrawals and replacements
• App-based account management
• A variable tracker rate
• Deposits placed with established UK banks
• FSCS eligibility subject to the applicable conditions

Because money may be spread among multiple licensed institutions, FSCS protection can apply separately to qualifying deposits with each underlying bank.

Customers should check which banks are being used and consider any money they already hold with those institutions.

Chip Prize Savings Account

The Prize Savings Account offers monthly prize-draw entries rather than ordinary savings interest.

Eligible customers build entries by maintaining a qualifying balance. The account has a minimum average-balance requirement and does not pay conventional interest.

Chip states that:

• The account does not offer interest.
• A qualifying minimum average balance of £10 applies.
• Eligible deposited money may receive FSCS protection.
• Prizes are initially credited as bonus money.
• Prize amounts are not included when calculating future prize-draw entries.
• Prizes themselves are not protected by the FSCS. (getchip.uk)

The account may appeal to someone who enjoys prize-based saving and understands that a reward is not guaranteed.

It may be less appropriate for someone whose main objective is receiving a predictable return on every pound saved.

Stocks and Shares ISA

Chip’s Stocks and Shares ISA allows eligible customers to invest within the ISA framework.

Potential income and gains inside the ISA are generally sheltered from UK income tax and capital gains tax, subject to the relevant legislation and the individual’s circumstances.

Chip provides access to selected investment funds rather than acting solely as an unrestricted share-dealing platform.

A Stocks and Shares ISA may be suitable for longer-term goals, but investments can rise and fall. Customers may receive back less than they invest.

Money that might be needed soon, such as an emergency fund or house deposit due within a short period, will generally be exposed to more risk if invested.

General Investment Account

A General Investment Account allows customers to invest outside an ISA.

It does not have the ISA subscription limit, but investment income and capital gains may be taxable when they exceed the customer’s available allowances.

A General Investment Account might be used where someone:

• Has already used their ISA allowance
• Does not want to use an ISA
• Wants an additional investment account
• Needs access to funds that are not available in their chosen ISA structure

Fund and platform charges may apply.

Chip investment funds

Chip offers a curated selection of funds from investment managers.

Depending on the fund, the underlying holdings may include:

• Company shares
• Government bonds
• Corporate bonds
• Money-market assets
• Property-related investments
• A mixture of asset classes
• Global or region-specific markets

A curated range can make the decision process simpler for new investors, but experienced investors may find fewer options than on a large self-directed platform.

Chip Personal Pension or SIPP

Chip also provides a personal pension product.

A self-invested personal pension is intended for long-term retirement saving. Contributions may benefit from pension tax relief, subject to eligibility, earnings, allowances and UK pension rules.

Pension money is generally inaccessible until the minimum pension age is reached, except in limited circumstances.

Before transferring or opening a pension, customers should consider:

• Pension contribution limits
• Tax relief
• Investment risk
• Platform and fund charges
• Retirement time horizon
• Existing guarantees or benefits
• Restrictions on accessing the money

A pension should not be treated as a short-term savings account.

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Chip promo code: How to get the £50 bonus

The promo code promoted in this article is:

CHIP-BGK748

The following process reflects Chip’s currently published referral mechanics. The exact promotion attached to CHIP-BGK748 must be confirmed in the app at the time the code is activated.

Step 1: Download the Chip app

Download the official Chip app from the Apple App Store or Google Play Store.

Check that you are installing the genuine app. Avoid downloading banking or financial apps from unofficial stores or unknown links.

Step 2: Register as a new Chip customer

Create an account using your correct legal information.

You may be asked for:

• Full name
• Date of birth
• UK residential address
• Mobile number
• Email address
• Tax-residency information
• Identity-verification documents
• National Insurance number for an ISA

For the promotion, a new customer is defined as someone who has never previously held a Chip account.

Deleting an old account and registering again is unlikely to make a former customer eligible.

Step 3: Enter the Chip promo code CHIP-BGK748

After registering, go to the referral or promotions section and enter:

CHIP-BGK748

Chip’s detailed terms state that someone who downloads the app directly has 30 calendar days after downloading it to enter a referral code manually.

The safest approach is to enter CHIP-BGK748 immediately, rather than waiting until the deadline.

After applying the code:

1. Open “Profile”.
2. Select “Promos & Referrals”.
3. Confirm that CHIP-BGK748 has been recognised.
4. Read the reward and qualifying conditions shown.
5. Retain a screenshot for your records.

Step 4: Confirm the £50 promotion is active

This step is essential because Chip promotions can open, close or change.

Although Chip’s main referral page advertises £50 for each eligible participant, the detailed terms presently display an activation period ending on 22 July 2026. The terms say that the promotion available to the referred customer is determined by the offer active when the referral code is entered.

Only proceed on the basis of the £50 offer when your own app confirms:

• The £50 reward
• The £5,000 qualifying balance
• The 90-day holding period
• The final date for completing the requirements

Step 5: Deposit at least £5,000

Once CHIP-BGK748 has been applied and the promotion has been confirmed, deposit at least £5,000.

Chip allows the qualifying amount to be split across multiple Chip savings and investment accounts. (getchip.uk)

For example, the balance could potentially be:

• £5,000 in one eligible savings account
• £3,000 in one eligible account and £2,000 in another
• £4,000 in eligible savings and £1,000 in an eligible investment account

Using investments introduces an additional risk. A £1,000 investment can fall below £1,000 because of market movements, which could cause the total qualifying balance to fall below £5,000.

Customers primarily concerned with completing the referral conditions may find an eligible cash account easier to monitor. This is general information rather than a personal recommendation.

Step 6: Hold at least £5,000 for 90 consecutive days

The total qualifying balance must remain at or above £5,000 for 90 consecutive calendar days.

“Consecutive” means uninterrupted.

Suppose you deposit £5,000 and maintain it for 60 days, but then withdraw £50. Your qualifying balance becomes £4,950.

Under Chip’s terms, the original holding period would reset. A new 90-day countdown would begin only after the balance returned to at least £5,000.

It may be sensible to maintain a modest buffer above £5,000, particularly if:

• Part of the balance is invested
• Account charges could be deducted
• You may need to make a small withdrawal
• You want to reduce the risk of accidentally falling below the threshold

A buffer is not a substitute for checking the official terms.

Step 7: Complete the requirements within 120 days

Chip gives the referred customer up to 120 calendar days from the referral date to complete the entire process, including the 90-day balance-holding period.

This means you cannot wait 120 days to make the deposit and then begin the 90-day holding period.

To leave enough time:

• Apply CHIP-BGK748 immediately.
• Deposit the qualifying balance promptly.
• Ideally begin the 90-day holding period within the first 30 days.

A delayed deposit could make it impossible to complete 90 consecutive days within the overall 120-day window.

Step 8: Keep an eligible receiving account open

The referral reward is paid into either:

• A Chip Instant Access Account; or
• A Chip Prize Savings Account.

Where the customer has an Instant Access Account, Chip says the reward will normally be paid there. Otherwise, it may be paid to the Prize Savings Account.

Where neither account is open, Chip says it cannot apply the reward until an eligible receiving account is available.

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Can the £50 Chip referral bonus be withdrawn?

Chip’s terms say bonus money may be withdrawn to the customer’s linked bank account.

A withdrawn bonus payment can take up to five working days to reach the linked account.

The bonus is not treated in exactly the same way as ordinary savings:

• A referral bonus credited to the Instant Access Account does not count towards the balance used to calculate interest.
• A referral bonus credited to the Prize Savings Account does not count when calculating monthly prize-draw entries.

The £50 is therefore a promotional payment rather than additional interest.

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Is the Chip promo code worth using?

For someone who already plans to hold £5,000 with Chip, the referral reward could provide additional value.

A £50 reward is equal to 1% of a £5,000 deposit. Because the required holding period is 90 days rather than a full year, the bonus can be attractive when considered alongside any eligible savings interest.

However, the comparison should include:

• The interest rate offered by the chosen Chip account
• The interest available from competing providers
• Any Chip membership or feature charges
• The need to keep £5,000 available for 90 days
• The risk of falling below the qualifying balance
• Investment risk where investments are used
• Whether the £50 offer is active when CHIP-BGK748 is entered

The reward may not be suitable for someone who:

• Does not have £5,000 readily available
• Might need the money during the 90-day period
• Would need to borrow to qualify
• Has expensive debt
• Would lose more than £50 by moving from a higher-paying account
• Cannot confirm the promotion in the app

Never borrow money or incur high-interest debt merely to earn a referral bonus.

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Chip pricing and fees

Chip offers a free Basic membership and a paid ChipX plan.

At the time of writing, Chip lists:

• Basic membership: no monthly membership cost
• ChipX: £5.99 every 28 days when paid on a recurring basis
• ChipX annual payment: £65.05
• An eligible introductory trial may be available

Chip’s pricing page says the Basic investment platform fee is 0.25% annually, with a £1 monthly minimum charge per relevant investment product. ChipX removes the platform fee, although underlying fund-management charges can still apply.

Whether ChipX provides value depends on:

• The amount invested
• The investments selected
• The platform fee otherwise payable
• The features used
• The membership cost

A 0% platform fee does not mean investing is completely free.

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Is Chip safe?

Chip operates through FCA-regulated entities and regulated banking or custody partners.

However, safety should be considered in several different ways.

Savings protection

Eligible cash deposits in the Chip Cash ISA, Instant Access Account, Easy Access Saver and Prize Savings Account are powered by ClearBank.

These balances share the FSCS limit with any other eligible deposits held by the customer with ClearBank.

From 1 December 2025, the FSCS deposit-protection limit is £120,000 per eligible person, per authorised banking institution.

For example, someone with:

• £90,000 across eligible Chip accounts powered by ClearBank; and
• £50,000 held elsewhere directly with ClearBank

could have a total of £140,000 connected to the same authorised institution. The FSCS limit would not necessarily apply separately to each brand or account.

Smart Cash ISA protection

Eligible deposits in the Smart Cash ISA may be divided among multiple UK-regulated banks.

Protection is subject to the FSCS limit per customer, per underlying bank. Existing balances held directly or through another platform with the same bank may also need to be counted. (getchip.uk)

Investment protection

Investment accounts have different protection.

Eligible claims relating to the failure of a regulated investment firm or custodian may be covered up to £85,000 in relevant circumstances.

This does not protect customers against ordinary investment losses. If a fund falls because markets decline, the FSCS does not reimburse the lost investment performance.

App security

Chip states that it uses features including:

• A six-digit app PIN
• Biometric login
• Encrypted connections
• Secure Open Banking technology
• Fraud monitoring

Customers should also secure their email account, mobile device and linked bank account.

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How to open a Chip account

Opening a Chip account is completed through the app.

1. Download Chip

Visit the Apple App Store or Google Play Store and install the official Chip app.

2. Create your profile

Provide the required personal information, which may include:

• Legal name
• Date of birth
• Residential address
• Mobile number
• Email address
• Tax residency

3. Complete verification

Chip may perform electronic identity, fraud-prevention and anti-money-laundering checks.

Additional documents or information may be requested where necessary.

4. Connect a bank account

Link or nominate an eligible UK bank account to fund deposits and receive withdrawals.

5. Enter CHIP-BGK748

Open the promotions section and enter the Chip referral code:

CHIP-BGK748

Confirm the reward shown before transferring the £5,000 required for the promotion.

6. Choose an account

Compare the available products and consider:

• Interest rate
• Whether the rate is fixed or variable
• Promotional-rate expiry
• Withdrawal restrictions
• Tax treatment
• Fees
• FSCS provider
• Investment risk
• Minimum and maximum balance

7. Make a deposit

Start with the amount appropriate for your needs.

Customers pursuing the referral offer must meet the balance and holding-period conditions displayed in their app.

8. Create regular savings instructions

Set up recurring deposits or automated saving where suitable.

Make sure enough money remains in your current account for essential bills and everyday spending.

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Advantages of Chip

Savings and investments in one app

Chip allows customers to manage cash savings, ISAs, investments and potentially a pension from one mobile platform.

Automated saving tools

Autosaves and recurring deposits can help customers build consistent habits.

Flexible account options

The platform includes both instant-access and easy-access products, as well as tax-efficient ISAs.

Potential referral bonus

Eligible new customers may receive £50 by using CHIP-BGK748 and completing the qualifying requirements attached to the live promotion.

FSCS-eligible savings

Qualifying cash deposits can receive FSCS protection through the relevant underlying banking provider.

Savings goals

Goal-based tools can make it easier to separate and monitor money intended for different purposes.

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Potential disadvantages of Chip

The referral promotion can change

The reward attached to CHIP-BGK748 is determined when the code is activated. A previous or advertised offer may no longer be available.

£5,000 must remain available

The referral offer requires a significant qualifying balance that must remain in place for 90 consecutive days.

Interest rates are variable

Savings rates may rise or fall.

Promotional rates expire

The highest advertised rate may include a temporary boost for new customers.

Some withdrawal limits apply

The Easy Access Saver can reduce the interest rate after more than the permitted number of withdrawals.

Automated saving may have charges

Individual autosaves on the Basic plan can incur a fee.

Investment fees apply

Platform charges, minimum charges and fund-management costs can apply.

Investments can lose value

Investment products are not guaranteed and may be worth less than the amount originally invested.

App-only management

Chip may not suit customers who want branch access, ATM withdrawals or face-to-face support.

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Common Chip promo code mistakes

Not entering CHIP-BGK748

Opening an account without successfully applying CHIP-BGK748 could mean receiving no referral reward.

Entering the code too late

Chip currently gives direct app users 30 days from downloading the app to enter a referral code manually.

Not confirming the active offer

The main promotional page and the detailed activation dates do not always provide the same current picture. Check what appears in your own app.

Waiting too long to deposit £5,000

The full 90-day holding period must fit within the overall 120-day deadline.

Falling below £5,000

Even a temporary reduction can reset the qualifying countdown to zero.

Using investments without allowing for volatility

A market fall could take the total qualifying balance below £5,000.

Closing the receiving account

An Instant Access Account or Prize Savings Account must remain available for Chip to pay the reward.

Borrowing to qualify

The cost of borrowing could easily exceed the £50 bonus.

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Chip promo code FAQ

What is the Chip referral code?

The Chip promocode promoted in this guide is:

CHIP-BGK748

Enter CHIP-BGK748 in the Chip app’s promotions and referrals section.

How much can a new customer receive?

Chip’s main referral page currently advertises a £50 reward for the qualifying new customer and the referrer.

The reward is only available where the promotion is active when the code is applied and all qualifying terms are completed.

How much must I deposit?

The published £50 offer requires a qualifying balance of at least £5,000.

How long must I hold the money?

The £5,000 balance must be maintained for 90 consecutive calendar days.

Do I have to put all £5,000 into one account?

No. Chip says the balance can be divided among multiple qualifying savings or investment accounts.

Can the value of investments affect eligibility?

Yes. Investment values can fall. Where this takes the total qualifying balance below £5,000, the 90-day countdown may reset.

What happens if the balance falls to £4,999?

The balance has fallen below the required minimum. Chip’s terms say the holding-period countdown will restart from zero once the minimum balance is restored.

How long do I have to complete the offer?

The detailed terms provide up to 120 days from the referral date, including the full 90-day holding period.

When should I enter CHIP-BGK748?

Enter CHIP-BGK748 as soon as you register. Chip’s terms currently allow up to 14 days after downloading the app for a manually entered code.

Can an existing customer use CHIP-BGK748?

The new-customer reward is intended for someone who has never previously held a Chip account.

Where is the £50 paid?

Chip pays the reward into an eligible Instant Access Account or Prize Savings Account.

Does the £50 earn interest?

Chip says a promotional bonus in the Instant Access Account is excluded from the balance used to calculate interest.

Does the bonus create prize-draw entries?

No. A referral bonus paid to the Prize Savings Account is not included when calculating prize-draw entries.

Is the £50 guaranteed?

No. Payment depends on:

• The promotion being active
• Successful application of CHIP-BGK748
• New-customer eligibility
• Maintaining at least £5,000
• Completing 90 consecutive days
• Meeting the overall deadline
• Chip verifying compliance with the terms

Is Chip free?

Chip’s Basic plan has no monthly membership charge, although some features, including individual autosaves and investments, can carry fees.

Is Chip protected by the FSCS?

Eligible cash deposits can receive FSCS protection, subject to the limit and the underlying bank. Customers must count other deposits held with the same authorised institution.

Can I withdraw the promo bonus?

Chip says the reward can be withdrawn to a linked bank account, although transfer processing can take up to five working days.

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Final verdict: Should you use CHIP-BGK748?

Chip may be worth considering for customers who want a mobile-first platform for savings, ISAs, investments and automated money management.

Using the Chip referral code CHIP-BGK748 could provide an additional £50 where:

• The £50 referral promotion is active when the code is applied
• You are a genuinely new Chip customer
• You deposit at least £5,000
• You maintain the balance for 90 consecutive days
• You complete the requirements within 120 days
• You keep an eligible account open to receive the reward

The key point is to verify the promotion before transferring money.

Enter:

CHIP-BGK748

Then check the “Promos & Referrals” section of the Chip app. Only proceed on the basis of the £50 promotion where the app confirms the reward, balance requirement and qualifying dates.

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